Roof Leak Covered By Home Warranty

Roof replacement may be handled by your home insurance coverage.

Roof leak covered by home warranty. Home warranties do not cover a full replacement of your roof. Homeowners insurance doesn t cover any. Read your home warranty contract before filing a claim to figure out what is and isn t covered. Giulianti a lawyer in boca raton fl.

Here s a breakdown of things that a home warranty can cover generally. Roof coverage will cover leaks that have occurred due to normal wear and tear. The roof warranty generally covers leaks but usually not for all parts of a roof. You re only getting the.

This is exceptionally helpful coverage as it is essential to take care of roof leaks as soon as they are discovered in order to avoid damage to your home. Generally speaking sudden events that damage a well maintained roof and that lead to leaks will be covered by homeowners insurance. Leaks due to more gradual events such as age rot normal wear and tear and inadequate maintenance are generally not covered. Any leaks that are caused by construction poor maintenance people standing on the roof or natural disasters will generally not be covered.

Roof leaks are typically covered if a windstorm damages a home and creates an opening in the roof says stacey a. Roof leak coverage is not a standard inclusion with all home warranty companies usually it is a hidden plan add on not disclosed by most home warranty providers. Generally roof leak repair cost is a paid add on to the established plans and not offered as part of the standard warranty. Some of the companies that have this practice include landmark home warranty 8 33 per month choice home warranty and home warranty america 3 85 per month.

For example some home warranties exclude leaks that occur on patio or metal roofing. Your home warranty contract will cover repairs due to leaks. In any climate or state hot or cold a roof leak can occur at any time. Be sure to document the damage as soon as you notice it such as after a storm or when first noticing your leak.

There are some exceptions to these general principles.